Generally, participation in the Homeownership program is limited to households with total household income between 30% and 120% of the area median income (AMI)
Minimum Income – The minimum income required is 30% of the AMI for the appropriate household size.
Maximum Income – The maximum income allowed is 120% of the AMI for the appropriate household size. While Habitat Oakland’s programmatic requirements allow for the eligibility of households with income up to 120%, some of the home buyer assistance programs and other funders with whom we partner have lower income limits (typically 60% AMI). In such cases, certain home buyer assistance funds or properties may not be available to households between 60% and 120% AMI. See the chart below for specific details per household size.
| Household Size | Minimum Income 30% AMI | Maximum Income 120% AMI |
| 1 | $1,768 | $7,070 |
| 2 | $2,020 | $8,080 |
| 3 | $2,273 | $9,090 |
| 4 | $2,525 | $10,100 |
| 5 | $2,728 | $10,910 |
| 6 | $2,930 | $11,720 |
*Note: Income guidelines are subject to change.
