150 Osmun St Pontiac, MI 48342 | 248-338-1843

Homeownership Program Overview

Step 2

Contact a Lender

Habitat Oakland currently works with three lenders to assist in financing for a mortgage. Click below for lender contact info.
Please note, you are welcome to work with a lender from a bank or credit union of your choice.

Step 3

Work with lender to obtain a Pre-Qualification Letter

Step 4

Send Pre-Qualification Letter to Habitat Staff to receive the full application

Step 5

Complete full application and email, fax, mail, or drop-off

Contact Us

Contact our team anytime during the process if you have questions. We are here to help!

Fax

248-338-1361

Drop-off

150 Osmun Street
Pontiac MI 48342
Monday – Friday 9am – 5pm

Volunteer Opportunities Donation Pickup

 An individual is to be considered a first-time homebuyer who (1) is purchasing the security property; (2) will reside in the security property as a principal residence; and (3) had no ownership interest (sole or joint) in a residential property during the three-year period preceding the date of the purchase of the security property. In addition, an individual who is a displaced homemaker or single parent also will be considered a first-time homebuyer if they had no ownership interest in a principal residence (other than a joint ownership interest with a spouse) during the preceding three-year time period.